Contact Jim | Reverse Mortgage Help

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Let's Talk About Your Reverse Mortgage Options

If you are considering a reverse mortgage and want to understand how it may fit into your financial circumstances, Top Flite Home Loans is here to help. Whether you are just beginning your research or already have questions about a specific reverse mortgage program, reaching out is a simple way to get personalized information and a clearer understanding of your options.

Jim Marcinkowski can help you learn more about HECM, Jumbo Reverse Mortgage, and Proprietary Reverse Mortgage solutions and explain the factors that may affect eligibility, available proceeds, costs, and loan requirements. Every homeowner’s situation is different, so a personal conversation can provide information that general online resources and calculators cannot.

Top Flite Home Loans serves homeowners in Florida, Illinois, North Carolina, and Michigan. Our approach is centered on clear communication and education, helping you understand both the potential benefits and responsibilities associated with reverse mortgage financing. We are available to answer your questions and help you determine what information you need for your next step.

When you are ready to learn more, contact Jim Marcinkowski at 239-936-4232 or jmarcinkowski@tfhomeloans.com. You can also begin the application process online. Whether you need answers to a few questions or want to explore your reverse mortgage options in greater detail, we are ready to help you get started.

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We’re here to help you take the next step in your homeownership or investment journey. Whether you have questions about a loan program, need help with your application, or just want to explore your options, the team at Mortgage Loans of America is ready to assist. As your trusted mortgage partner in Nebraska, we proudly serve clients across Omaha, Gretna, La Vista, Plattsmouth, Fremont, Grand Island, and surrounding areas. No matter where you are in the process — from pre-approval to closing — we’re just a message or call away. Our loan experts are available to provide personalized advice and fast responses. We’ll walk you through each step, answer your questions with clarity, and help you feel confident about your next financial move.

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Get expert reverse mortgage guidance today with confidence and peace of mind!

Jim Marcinkowski

NMLS Number # 182565

Office Address: 1214-1222 SE 47th St Ste 205, Cape Coral, FL 33904, United States

Office Address: 1214-1222 SE 47th St Ste 205, Cape Coral, FL 33904, United States

Charles Munoz
NMLS# 785783
7450 Campus Drive, Colorado Springs, CO, 80920
Phone: (719-301-3009)

© 2025 Top Flite Financial, Inc. dba Top Flite Home Loans NMLS ID# 4181 nmlsconsumeraccess.org Equal Housing Opportunity. 201 School Street, Suite 200, Williamston, MI 48895 Tel (517) 655-2140. Top Flite Home Loans is not acting on behalf of or at the direction of HUD/FHA or the Federal Government. All information contained herein is for informational purposes and, while every effort has been made to ensure accuracy, no guarantee is expressed or implied. Any programs shown do not demonstrate all options or pricing structures. Rates, terms, programs, and underwriting policies are subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans are subject to underwriting approval. Some products may not be available in all states, and restrictions apply. For licensing information please visit www.nmlsconsumeraccess.org. Top Flite Home Loans is an Equal Housing Opportunity company. In accordance with the Equal Housing Opportunity Act, Top Flite Home Loans does not discriminate against any applicant on the basis of race, color, religion, creed, national origin, ancestry, sex, marital status, familial status (number and age of children), sexual orientation, age (provided that the applicant has the capacity to enter into a binding agreement) medical history, disability, physical condition, military status; because the applicant has in good faith exercised any right under the Consumer Credit Protection Act or the Service Members Civil Relief Act (SCRA); that all or part of a consumer income derives from a public assistance program, or any other basis prohibited by law. Texas Complaint Notice For Mortgage Bankers CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV .

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